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Down to the nitty gritty

So here it is. My total amount of debt that I am starting my journey with -

$17000.96!!!

Talk about overwhelming. I knew that I had debt but I never looked at the balance a whole. I guess I was too afraid. lol 

And here is another note of stupidity - most of this is credit card debt with a few medical bills thrown in for good measure. Yes, I was stupid. No car loan (my car has been paid off for 2 years). No students loans and I don't own my own home (that is a goal of mine).

So with one foot in front of the other I begin this journey. I will hold on and enjoy the ride and hopefully it won't be a bumpy one.



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