I can't believe that it has been almost a year that I haven't had anything to say. lol Which is funny as I have always had something to say.
I did start my journey out getting out debt in January 2015. It was going well until Murphy came and took up residence in my home. I had my whole debt snowball all set out and new when each of my debts would be paid off. I have ALOT and I will tell my sad story ( I say with sarcasm) about my debt at a later time.
The month of February came - someone borrowed my car and totaled it. Just totaled! I was glad that they were alright - my car was paid for it was MINE! It need some repairs and I had a plan to use some of my tax return to get it fixed and then it was gone. I panicked. You would think that in all my years of being in debt that I would have learned my lesson. Well I did not! I got a check from the insurance company of more than what I thought I was going to get and then I was getting calls from the car rental place telling me that I had to return the rental asap. So what did I do I bought a car. It is a used car but not paid for outright. Shame on me! Oh well!
I was dealing with a job that I absolutely hated. I mean I dreaded getting up in the morning and going to work. In all of my years being employed I have never really felt like that. Yes there were days when I didn't want to go to work but never the sense of dread that I felt everyday. I had to deal with a boss ( she had no managerial skills) and she belittled everyone! Till this day I am surprised that she still has a job!! I was looking for a new job while going to my current job. I was there for almost 5 years. On top of having a crappy boss it was medical billing. I talked to sick people everyday and sometimes they were very upbeat and sometimes not so much. Talk about depressing.. Some of these people were dying and we would calling them to pay their bill. It ways you down. We weren't suppose to be human or even care. Anyway not me!
I got sick in May ended up in the hospital for 4 days. Didn't get to spend Mother's Day with my children. After being released I had several follow up appointments with doctors and my boss would give me a hard time. I started to get sick again. I was out of work for 3 days and I thought long and hard and prayed as too what I was going to do. I needed to replenish my emergency fund (which I no longer had).
So I did it! I quit that dreadful job! - I wasn't scared or nervous - I had a huge sense of relief that washed over me. I did try to file for unemployment due to being harassed at work and of course they fought it.
I buckled down and for a few weeks only had my child support to get me through. l
I am grateful for child support but my ex is not consistent. I am not going to get too into that as I don't want to bash him.
So now I work 2 part time jobs and I am busier than I was when I was working 1 40 hour a week job. My stress level has dropped dramatically and I am more available for my kids. They love that I am around.
Trying to now to get my ducks back in a row so that I can get back to paying my debt down. So right now I am living on a very small income it is about half of what I used to make but we are surviving. My kids have everything that they need and we are a happier family.
So hopefully you will join me in this journey of Living Life on Less!
Sue
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